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Stablecoin infrastructure

One infrastructure layer. Every financial rail.

Strails abstracts fragmented financial infrastructure into a single API, enabling businesses to move money across banks, stablecoins, wallets, FX markets and blockchain networks.

Strails hub connecting payment flows, wallets, stablecoins, FX, and the orderbook

Companies that trust our infrastructure

  • Blockops
  • Interswitch
  • Numo
  • The Alternative Bank
  • Loaf Cash
  • Better Payment Network

Build in minutes not months

Three calls from bank transfer to settled stablecoin

Everything you'd otherwise stitch together from banks, custodians, chains and FX desks — replaced by a single API.

Comparison of the old way versus building with Strails

The old way

  • Months wiring banks, custodians, chains & FX desks
  • Stand up and secure your own key management
  • Negotiate bank partnerships and collections
  • Separate engineering per chain
  • Source counterparties, hold the risk

With Strails

  • One REST API, live in minutes
  • HSM, MPC key management security built in
  • Virtual accounts issued out of the box
  • Base, EVM, Stellar & Solana from one call
  • P2P local stablecoin ↔ USD stablecoin orderbook

Financial Primitives

Everything you need to build financial products.

  • Accounts

    Account structures for holding and organizing funds.

  • Bridge

    Move money across rails through one interface.

  • Wallets

    Wallet infrastructure for storing and managing value.

  • Stablecoins

    Digital-asset rails alongside traditional ones.

  • Orderbooks

    Orderbook infrastructure connected to book layer.

  • FX & Liquidity

    Currency conversion within the flow of funds.

  • Settlement

    Settlement handled as part of orchestration.

  • Developer Infrastructure

    APIs, webhooks, sandbox and observability.

API Capabilities

Stablecoin Financial Infrastructure

The infrastructure layer for building stablecoin-powered payments, FX, and financial products across fiat and blockchain.

Access API Documentation
  • Wallet balance and payment received interface

    Fintech & Payment Platforms...

    Embed stablecoin payments, collections and conversion into your existing product.

  • FX trade, order book, and order matched interface

    Exchanges & Trading Platforms...

    Access cNGN, USDC and USDT liquidity through shared orderbook infrastructure.

  • My Wallet balance with fund, send, and swap actions

    Wallet Applications...

    Create and fund wallets with fiat and stablecoins across supported networks.

  • Payout batch with bank disbursements

    Payout & Treasury Systems...

    Convert stablecoins to fiat and distribute funds to Nigerian bank accounts at scale.

Non-custodian onchain FX liquidity for fintechs

Provide liquidity. Capture spreads. Keep control.

The Strails FX orderbook connects fintech liquidity providers with a network of traders who need fast, on-chain cNGN and stablecoin swaps. As a provider, you post buy or sell prices for cNGN against stablecoins such as USDC or USDT. When a trade matches your order, our infrastructure handles escrow, MPC signing, and settlement automatically — you collect the spread.

  • Set your own prices

    Control spread, min/max trade sizes, and available liquidity per pair.

  • Secure MPC custody

    Stablecoins stay in your MPC wallet. You authorize or auto-sign outgoing transfers; Strails never holds your keys.

  • Atomic lock-and-settle

    Funds are locked in escrow before either side moves assets. If settlement fails, escrow is released back to the sender.

  • Revenue share model

    You earn the majority of your spread. Strails takes only a platform fee from the spread.

  • Manual or auto-signing

    Approve trades manually through your MPC wallet, or enable auto-signing for 24/7 instant execution below your threshold.

API capabilities by product surface

Identity & Accounts

Onboard users via BVN verification, track onboarding status, retrieve user details, and manage account activation status for your fintech.

Identity & Accounts API example

Virtual Account

Retrieve fintech-level and user-level NGN virtual accounts, with full fee breakdowns and exact deposit amounts for the NGN onramp flow.

Virtual Account API example

Wallets

Manage your fintech Smart Wallet, MPC Vault, and External Wallets — view balances across EVM networks and control wallet registration.

Wallets API example

Money Movement

Process all financial flows — fiat-to-token onramps, token-to-fiat offramps, cross-token swaps, and asset transfers — with async requestId tracking.

Money Movement API example

Fiat Payout

Register, verify, and manage Nigerian bank accounts used for offramp settlement — including default account selection and NIBSS bank code lookup.

Fiat Payout API example

Get Started

Go live in days, not weeks.

Everything you build in sandbox works in production. Integrate from day one, complete verification in parallel, and go live the moment you're approved.

Access API Document

  • Create your account

    Sign up and generate your API keys to start integrating Strails into your product.

  • Verify your business

    Complete business verification so you can unlock production access and live settlement.

  • Build in sandbox

    Test onboarding, wallets, and money movement end-to-end in a safe sandbox environment.

  • Go live

    Switch to production credentials and start processing real payments across your rails.

Frequently Asked Questions

Three calls from bank transfer to settled stablecoin

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